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Investments

Explore the broad range of investment options available to help you achieve your retirement goals.

About your investments

Your plan includes a diverse investment lineup, representing a spectrum of asset classes and risk/return characteristics that allow you to tailor your account to help meet your financial goals and investment style.

Fund fact sheets are available via the links on this page. They provide details about each fund’s performance, fees and underlying investments. Footnote. Star or asterisk at the end of the fund name indicates a registered mutual fund. End footnote.

Plans and fund fact sheets

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  • Teamsters-National 401(k) Savings Plan

Self-Directed Brokerage‡, §

This optional program allows you to invest in individual stocks and bonds and/or an expanded selection of mutual funds through your retirement account. Trading individual securities adds a potentially higher level of risk to your account, so you should consider this option carefully. Also, a minimum account balance is required for brokerage accounts, and additional fees apply. Call Empower at 877-778-2100 for an information package and/or enrollment materials. The self-directed brokerage account (SDBA) is intended for knowledgeable investors who understand the risks associated with the SDBA.

Investment disclaimers

‡Plan fiduciaries do not monitor the investments made available through the Self Directed Brokerage Account. The investments available through the Self Directed Brokerage Account may not be the lowest fee share class available, and could be duplicative of investments made available through the Plan in a lower fee share class.

If you participate in the SDBA, securities are offered by Empower Financial Services, Inc., Member FINRAopens in new window/SIPCopens in new window. EFSI is an affiliate of Empower Retirement, LLC. Brokerage services such as clearing, settlement, custody and other similar functions are provided by NFS, Member FINRA/NYSE/SIPC. Additional information may be obtained by calling 888-244-6237. EFSI and NFS are separate, unaffiliated brokerage firms. Brokerage accounts are subject to EFSI review and approval.

All investing involves various risks, including the possible loss of principal. You can lose money by investing in securities.

Carefully consider the investment option’s objectives, risks, fees and expenses. Contact Empower for a prospectus, summary prospectus for SEC-registered products or disclosure document for unregistered products, if available, containing this information. Read each carefully before investing.

Shares of the registered mutual funds are offered through Prudential Investment Management Services LLC (PIMS), Newark, NJ. PIMS is a Prudential Financial company.

The target-date is the approximate date when investors plan to retire and may begin withdrawing their money. The asset allocation of the target-date funds will become more conservative as the target-date approaches by lessening your equity exposure and increasing your exposure in fixed income investments. The principal value of an investment in a target-date fund is not guaranteed at any time, including the target-date. There is no guarantee that the fund will provide adequate retirement income.

A target-date fund should not be selected solely based on age or retirement date. Before investing, participants should carefully consider the fund's investment objectives, risks, charges and expenses, as well as their age, anticipated retirement date, risk tolerance, other investments owned, and planned withdrawals. The stated asset allocation may be subject to change. It is possible to lose money in a target-date fund, including losses near and following retirement. Investments in the funds are not deposits or obligations of any bank and are not insured or guaranteed by any governmental agency or instrumentality.

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